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Types of car accident injury compensations – Traffic attorney in Maryland

Written by
ruxandra
June 17th, 2016

If you were involved in a car accident, the damages owned by the liable party can include vehicle repair costs, compensation for non-economic losses (such as pain and suffering) and payment of all medical expenses. The problem is that most people don’t know what to do after the vehicle accident and this can put their car accident injury compensation in danger. That is why you should contact your traffic attorney from Maryland as soon as possible after the accident to find out how to file a car accident injury claim and maintain your chances of recovering damages.

Car accident injury claim in Maryland

Maryland is a traditional fault-based vehicle insurance state, meaning that the options for recovering damages are limited directly by the insurance coverage of the liable driver.. You can file a personal injury lawsuit or a third-party insurance claim and demand compensation for:

  • Past/future medical bills
  • Vehicle damages
  • Lost gases
  • Non-economic damages (i.e. pain and suffering)
  • Replacement services (such as housekeeping or other chores you cannot do due to your injury)

Your car accident injury lawyer from Maryland will discuss with the liable insurance company who will determine the amount of coverage that is available for each of the components present in your claim. If the insurance compensation you receive is insufficient to cover your claim, you can sue the at-fault driver directly for the difference. You should know that suing the liable driver does not guarantee that you will also be successful, but you can increase your chances of winning by contacting the best car accident injury lawyer from Maryland.  If the other driver does not possess a car insurance, or if the limit of the insurance does not cover your losses, you can also make a claim directly to your own insurer.

Vehicle damages covered under your insurance

When it comes to car damage, your own car insurance policy can dictate the options, especially if you are responsible for the accident. This means that your policy can provide coverage for all the damages suffered by your car (collision coverage) or the destruction/ damage of any property from inside the vehicle (known as comprehensive coverage). You should keep in mind that the collision coverage might have a deductible which you will have to pay before the insurance company pays any money for repairing your vehicle.

If the other driver is liable for the accident, the vehicle damage and the property damage that might have resulted from the crash may be part of a lawsuit against the driver or an insurance claim. You can ask your car accident injury attorney from Maryland more information about this.

In the state of Maryland there are a lot of laws and rules which you must follow to have a valid claim. You have to option of filing everything yourself, but chances are that you might make a mistake that can invalidate your claim. With the help of a car accident injury lawyer you can ensure everything will be done right and your chances of recovery are very high. And you don’t have to worry about paying the lawyer anything upfront. Most lawyers deduct their costs after your case is won.

For more information about the types of car accident compensations you can contact the best injury attorney in Maryland at (443) 569-3950 or send an email to chris@annapolisaccidentattorney.com.

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