Why you should never deal with insurance companies without your lawyer

Written by ruxandra

A car accident is a really bothersome thing. On top of the stress generated by the accident, you will have to deal with your insurance company in Maryland. Many people fear that they will not receive enough money to cover the bills, and for most people the fears come true. The insurance company uses a lot of tricks to give you as less money as possible. In this article, you will find out why you should never deal with your insurance company without having a personal injury lawyer from Annapolis.

What an insurance company in Maryland offers.

Usually, the insurance company will offer you a first insurance settlement in Annapolis as quickly as possible. This offer is most of the time a low-ball offer. By having an insurance lawyer from MD advising you and telling you the real amount of money you should receive for your accident, you will never be tempted to accept the first settlement.

Insurance companies don’t really care about you

An insurance company is just like any other business. They want to make money, even if this means cheating you. That is why when you are not satisfied, they will negotiate with you for a settlement that will please both parties involved.  By hiring a personal injury lawyer in Annapolis and using them to negotiate in your place, you increase your chances of receiving more money.

Other insurance companies

The insurance company of the other driver will probably want to contact you for a detailed explanation. Your lawyer will tell you that you are not obligated to cooperate with any other insurance company than your own. You have to work with your insurance company in Maryland and be truthful in your statements. The insurance companies have a lot of resources and can easily find the truth. Although you must be truthful, you must not let your insurance company take photos. The only person you can trust to take pictures of your accident is you. Some insurance companies “loose” the photos to pay you less than you deserve.

Time limits for making a claim

Insurance companies don’t tell you that you have a time limit to make your claim, but your attorney knows this, and they will ask what this limit is. Also, the sooner you find out this information, the more time you have until the deadline.

Put the lawyer in front

Insurance companies tend to pressure you to make quick and rash decisions. The only thing you have to do after you’ve had your accident is to call your lawyer and tell them what happened. When the insurance company calls, tell them they should speak with your lawyer and that you will not give any statement without your attorney present.

If you’ve had an accident, you will need a personal injury lawyer to make sure you receive the compensation you deserve. You can contact the best attorney in Annapolis at: (443) 569-3950 or by email at: chris@annapolisaccidentattorney.com.

Contact us and you will receive a free consultation and expertise where we will assess the gravity of your accident and determine what is the best course of action.

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